Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts

Saturday, November 14, 2009

article About Before you upgrade your phone� - (all-vga-corner)


Evolution of Technology

Technology engulfs us both slowly and silently. We carry technology with us in our cell phone and sleep with it. Little do we know that this small piece of device is packed with many features that change our lifestyles. You know how to use a mobile phone but you just don't know how to make it works better for you.
Real life stories about expensive phone bills frighten many of us. To avoid paying more, many choose to terminate core features of the phone or disable these features to make sure they don't chalk up their bills. Essentially you just defeat the purpose of getting the latest phone in the market if your sole purpose is simply making voice calls and sending SMSs.
Some may argue that they "reserve" these features and will use them during critical moments. My question is how do you know if they are working during those moments and how much you know about using the application?
Many of my friends show off their new phones boosting many new features like GPS, WIFI, push mail, full QWERTY keys, LCD screen, vibrating touch and feel, 10M pixel camera, elegant look etc and etc� but they don't have a data plan. If you are happy driving a Ferrari in a congested car park, follow their footsteps. Many will laugh at you inside their heart if you notice the smile at the corner of their mouth.
So how can you avoid becoming the next clown?

Look into the eyes of Technology

If you confine yourself to making voice and sending SMS, Philips Xenium series is your best upgrade choice which boosts standby time of up to 30 days. It has no gimmicks like GPS, 3G or WIFI and squeezes its battery life to extend your calling time. So stop wasting time to shop around for other phones. Else, your 2G mobile is good enough till you are ready.
Now, if you are seriously wish to upgrade your phone and explore some new features, get ready to pay for data plan else read the earlier paragraph again. Many are tapping into data use and someone wrote about paying only US$23/month for iphone bill. So, the future is now.
I have earlier mentioned how to select a suitable mobile phone for broadband. Read about the technology and decide a phone which suits your lifestyle. Bear in mind the battery life and your budget in hand.
Next, do sign up for a suitable mobile broadband plan with your telco. You may wish to consider my earlier article on the BEST mobile broadband plan in Singapore. It is outdated but you may wish to read for your reference.

Myths on features in mobile phone

There are also many questions about the features which many are shy to ask around. I hope to disperse these myths which cloud your minds:
  1. WIFI is chargeable
    WIFI is free if you connect to a network which is free. For example, when you are at home or when you have access to wireless@sg in McDonald etc. Many WIFI network are private which requires password authentication. For example, you are in a Malaysia hotel which they may charge you RM25/day for using WIFI. The limitation of WIFI is the range of up to 100m in open space and privacy related issues.
  2. GPS is NOT FREE
    If you have a built-in GPS in your mobile phone, it is 100% FREE to use GPS above the sky and locate yourself anywhere in the world. You only need direct connection to the sky. If you wish to have more features such as navigation and locating friends, read my earlier post on installing a suitable GPS application on your mobile phone.
  3. Data use is very expensive
    In the past, you are right to say so but with the revise of plans by telcos and the increasing amount of users, the charge is reasonable. For pure data users, you may wish to refer to my earlier post on the mobile broadband plans available in Singapore. In exhibition, you may enjoy 50% discount and pay only S$19.36/month for M1 V2 for unlimited data use. For data plan over your voice plan, the minimum is adding S$10 to your existing plan.

Will my monthly bill costs much more?

It depends on your lifestyle and the data plan you choose. In any case, you should not be charged more than S$37 for unlimited use in Singapore.
If you make frequent international calls, having a data plan may actually help you to save more. You can tap on into skype for voice calls, msn for messaging and push mail for email exchange. You buy time and accessibility with data plan while you are on-the-road. You need not rush back home or office to check email and you can reply messages via msn on the street.

5 critical considerations

  1. If you are a business and serious user, select a 3.5G phone with 7.2Mbps instead of a 3G phone with only 0.384Mbps of transfer speed. 3G is nearly 20 times SLOWER than 3.5G. The latter usually come with S$0 plan catering for students and budget users. You just have to pay more for a 3.5G phone and S$0 phone expresses itself clearly on its price tag.
  2. Next, get a phone with good battery life by comparing their standby and talk times. There is no point in having a phone with low juice unless you only wish to satisfy your ego by driving a Lamborghini for 10m.
  3. You have to compare data plans offered by different operators as some are simply not suitable for you. Questions to ask yourself are: Are you able to afford unlimited data plan? What applications do I need in my new phone which requires data plan? For instance, real time push mail requires unlimited data plan for businessmen while normal user may stick to pop mail for a periodical mail download.
  4. Bundled plan offers incentives for consumers. If most of your family members and friends are using M1, it makes sense to join M1 as you may enjoy 3 free call numbers. For starhub hubbers, you enjoy further discounts for your maxOnline, maxTV and mobile lines. For Singtel users, MIO may be attractive due to the overall package. No matter which plan you choose, there is a binding contract of 2 years else a heavy penalty will be imposed.
  5. Lastly, omit those features that are not needed in a phone. For example, do you really need a 12M pixel camera phone? Get a Canon or Nixon DSLR camera at S$1,299 with tons of features to take great photos instead. After all, phone is for making call and not for photo shots. 3M or 5M pixel is good enough for an average Joe.

Thursday, November 12, 2009

article About The Best Prepaid Card for Singaporeans in West Malaysia - (all-vga-corner)


Update (27 Jan 2016): More Telcos have joined the competition and various factors are being considered. Many of the points below are still valid for your consideration. It is suggested that you read this before reading the new post.

Do I need a local prepaid SIM card?

Malaysia is the best getaway for Singaporeans despite increasing robbery incidents. However, Singaporeans are not daunted due to the ever increasing exchange rate versus Ringgit as Singapore Dollar becomes stronger over the years.
No matter if you are going to shop and pump petrol in Johor Bahru, enjoy a sweet vocation in Muar or Melaka or venture to Penang or Langkawi for holidays, you are constantly with your mobile to remain contactable. Roaming charges to dial back Singapore may range from S$0.60/min with S$10/mth roaming charges for postpaid customer or S$2/min for prepaid customers. The damage is higher if you are calling another friend who is travelling together with you in Malaysia who is using a Singapore mobile. Both sides are paying for roaming and the only way to reduce the bill is buying a prepaid local SIM card, especially for long or extended trips.
The obvious advantage of owning a prepaid SIM card is you do not need to pay for incoming calls. Need we say more?

The choices

There are 5 operators in Malaysia offering different prepaid services for travellers but not all the plans are suitable for Singaporeans. There are many Malaysians who are working outside their home states and buying a prepaid card is also their choice. Some plans are suitable for long terms use while many are suitable for short term use (ie Singaporeans). Below are the operators, their respective sites and unique selling points:
Happy � www.happy.com.my (lowest call out value for 15min @RM0.99)
Celcom � www.celcom.com.my (widest network coverage in Malaysia)
Digi � www.digi.com.my (auto reload of value)
Maxis � www.hotlink.com.my (3.5G data use)
U Mobile � www.u.com.my (per second billing)

The Needs

For a typical Singaporean, voice communication is all he/she needs. Ideally, we would like the following features for the prepaid SIM card:
  1. Low startup cost to own a prepaid SIM card;
  2. Low charge to call back Singapore;
  3. Low charge to SMS to Singapore;
  4. Low charge to call Malaysia landline or mobile;
  5. Low charge to SMS a Malaysia mobile;
  6. Low recharge value;
  7. No expiry date of the SIM card;
  8. Easy availability of recharge stations;
  9. Good after-sales services;
  10. Easy registration process;
  11. Good coverage in city/rural areas; and
  12. No cost to call the call center.
For Singapore drivers (GPS) or wish to surf the net via GPRS/3G/3.5G may have additional requirements on top of the above:
  1. Good 3G/3.5G coverage;
  2. Consistent link to network;
  3. High bandwidth (both upload and download); and
  4. Low cost in data plan.
Unfortunately, we can only wish the above but none of the operators meets all requirements. Therefore, we need to compromise and set different priorities for different needs.

For Singaporeans visiting city area (KL, Melaka, Johor, Penang etc)

Smaller companies are only focusing on city areas with exceptional good rates for voice and text communications.
U Mobile 018 charges RM0.42/min for voice or video call out rate nationwide in 1-sec block and RM0.08/SMS. Starting pack is RM6 with RM5 for 7 days. IDD call to Singapore costs only RM0.54/min (current promotion till 31 Dec). Minimum reload is RM10 for 10 days and calling to the call center is free. The use of 3G services (max 384kbps) is charged at RM0.01/kB which is not mentioned in the website. Free bundled VAS i.e. Voice Mail, SMS, CLIP, Call Wait, Call Hold, Missed Call Notification, Call Conferencing, Call Forwarding, auto activation of IDD are also thrown in to make this offer attractive.

Happy is another option with RM0.33/min and max at RM99 for 15min for voice call nationwide. You can reload any amount for 60 days validity. For long call, you only pay RM0.99 for 45min from 9am to 5pm. Starter Pack costs RM30 with RM30 value and reloading is easy. However, international call to Singapore costs RM5/min and RM0.33/min is charged for the call center. Clearly, Happy is not interested in Singaporeans.
U Mobile stands out as the perfect choice for Singapore who visit Malaysia for less than 7 days and only use voice communications with option for 3G services.

For Singaporeans who frequently visit sub-rural areas in Malaysia

There are 3 operators in this league. Since network coverage is the critical concern in sub-rural areas, we can only consider Celcom, Maxis and Digi. The interesting feature offered by the big boys are the friend concept where you can have friends at a discounted rate.
Celcom is the recognized leader of GSM coverage in west Malaysia and yet the network is below 80% of the entire Malaysia. This is reasonable considering the rural requirements for mobile use are non-existent so it is not cost effective to support these areas. Celcom has 3 different prepaid plans (Xpax, Blue and prepaid Broadband) to meet different needs. The top 3 advantages, besides widest coverage, over the competition are highest number of friends for discounted calls, lowest unlimited data value of RM6/day or RM20/7 days and RM50 for 2 years validity. In particularly, 2 years validity is a good offer for Singaporeans who frequent Malaysia because if you forget to top up, the card, together with the value inside, will vanish in thin air. For unlimited data over 7 days at RM20 is also good value considering a 5-star hotel will charge you RM20/day for in-house limited wifi. Drivers can also have a faster lock to the GPS with their smartphone with a-GPS function via 3G. One obvious shortcoming is Celcom restricts prepaid user to use 3G network which limits to 384kbps. For voice call, Celcom charges at 60 sec block compared to U Mobile's 1 sec block. The card will be suspended 100 days after last reload.
Hotlink is the 2nd best option with reasonable coverage targeting many Malaysian teens. It prices itself close to the leader with slightly better values of RM0.33/min for local calls and RM0.35/min for outstation calls. A deeper look reveals that Hotlink's calls are much cheaper than Celcom and Digi over time. Moreover, it offers ad-hoc data plans at RM0.01/kB, RM8/day or RM25/7 days. The slightly higher cost is due to the 3.5G network offered by the network, which allows users to tap on the HSPDA network and surf at 7.2Mbps which is nearly 20 times faster than the nearest competition. The minimum top up is RM20 and RM33 for 1 year validity. IDD to Singapore is charged at RM0.5/min.
Digi is last player which fails to threaten the leaders. It offers RM0.36/min flat at 30 sec block and RM0.10/SMS nationwide. It charges unlimited data at RM5/day via EDGE (max 384kbps). IDD call to Singapore is RM0.28/min and minimum recharge is RM10. It also offers RM30 for 1 year validity and suspension is 90 days after last reload. There is no highlight in its prepaid offering and therefore should be avoided by Singaporeans.

Conclusions

It is clear that U Mobile 018 is suitable for Singaporeans who seldom visit Malaysia and just pop into the city with infrequent data needs. For frequent travellers, Celcom (Xpax or Blue) seems to be the clear winner for network coverage while Maxis's Hotlink is the clear winner for data if you need 3.5G speed.
If your family members are travelling with you, why not get them a U Mobile 018 prepaid to contact them when you are lost in the crowded city areas? If you are driving into West Malaysia, a prepaid Hotlink card enables you to search for the online review of a food outlet. You can even track your friends' locations via GPS and 3.5G combined live on your mobile in real time. Try them with your Singapore postpaid SIM card and I assure you will faint after receiving the exorbitant roaming charges.

Monday, September 21, 2009

article About Avoid 5 myths when you DIY a PC - (all-vga-corner)


It is time to upgrade my 5 year-old Pentium 4 so I hunt around for good bargain and update my desktop knowledge again.
My budget is S$1000 for a mid-performance desktop. After reading some materials and reviews on DIY desktop, I like to share with you my experiences in avoiding the 5 myths in DIY.

Myth 1 � I must get the fastest processor or CPU

CPU is the brain of the system but the performance of the system depends on the teamwork of all other parts. The main reason why I do not buy branded desktop is because they always cut corners on those parts. The advertisement highlights the latest Intel i7 PC but they gives you only 2GB RAM or a IDE harddisk. If you like to sprint 100m with 10kg of extra weight or you have no idea what you are buying, you will fall into the trap. If you are aware of these bottlenecks, you will upgrade them and in the end, the cost is higher than DIY.
So what is a reasonable CPU speed for today's application for multi-tasking purposes? If you ask me for a DIY budget desktop, AMD Athlon 64 x2 5000+ or a Intel E7200 for good enough for general purposes and light gaming. Any extra is a bonus. Knowing the limitations and restrictions on hardware and software is important in selecting the components to get a balanced system for the money you pay.

Myth 2 � There is only a few branded motherboards, the rest are rubbish.

Motherboard is a critical part of all the components that connects to nearly all components. Many chase after branded motherboard during DIY. Branded motherboards are good due to their strong R&D team, quality and features offered. However, latest features are always implemented in the high-end motherboard so they are not strong in low- or mid-end motherboard in S$120-200 range. Adding to the cost of promotion, marketing and advertising, these low-end or mid-end branded ones lose out to less branded motherboards who positioned their high-end motherboard at the same price range.
Therefore, choose less branded motherboard instead of branded ones if your budget falls below S$200 unless you are going for the latest features.

Myth 3 � I want the highest video ram offered by the video card. The core is not important.

The current video RAM in a video card is usually 128/256MB. Some video manufacturers use a low-end video core but add 512MB ram as gimmick. Many rush to buy them ignoring what core processor it has. The truth is the core processor dictates the power of the video card and the increase in video ram offer <10% in performance. Unless you have a large LCD screen of 32", you need the high video ram for buffering.

Myth 4 � I want 2 video cards for best video performances

NVIDIA has SLI technology while ATI offers CrossFire technology. These technologies are used in overall 3D enhancement but are incompatible with each other. Tests have shown that two video cards can only improve the performance slightly (SLI has 20-30% improvement while Crossfire has 10-20%). With many motherboards with such technologies, many users buy another specific card to complement the on-board video. However, the price of video card has dropped significantly and it is cheaper to buy a dedicated video card instead of using the on-board video.
For example, if you have a 780 motherboard and wish to buy another video card, it is better to invest in a HD4850 instead of a HD3450. You will get 3-4 times the performance at double the price.

Myth 5 � Any accessories are good enough for me as long as they can be used.

Keyboard and mouse are the only contacts to the desktop and they indirectly affect our health and efficiency especially long period of use. The power supply regulates and stabilizes the power and helps you to save your monthly bill if you buy a highly efficient one. A good casing provides noise insulation, heat dissipation and prevents electronic static discharge and dust. It ensures a cool and quiet desktop. All these investments offer a good experience in using a PC in the next few years.

What is my final decision?

Below is my consideration after comparing the prices.
CPU: Athlon II x4 620 + Biostar TA790GX A3+
RAM: Kingston DDR3 1066 2GBx2
HDD: Western Digital 640GB, 32MB

Casing: Cooler Master 341
Power Supply: Andyson G480

DVDR: Samsung DVDRW
Video card: HD4850

 

Athlon II x4 620 is the new kid on the block. Comparing with Phenom x3 710, both consume 95W but Athlon II x4 620, without L3 cache, has 4 cores instead of 3. 4GB of Kingston RAM is more than enough for WinXP due to its memory restriction by the OS. BioStar TA790GX A3+ is the valued motherboard using 790 chipset with HD3300 build-in video. It supports AMD AM3 processor with support for DDR3 RAM. 640GB offers the best GB/$ ratio now so it is a default. Cooler Master 341 offers easy installation of components and Andyson G480 is 80+ certified. HD4850 offers the best bang for the bucks now if you are into heavy gaming. If the video card breaks down after the warranty expires, I can turn to the built-in HD3300 while I shop for another video card.

 

This system can also be used when I upgrade to Vista or Windows 7 in the future.